Additional information and notes

Section contains:

1. Introduction

2. Structure of PZU Group

3. The shareholding structure

4. Composition of the Management Board, Supervisory Board and Directors in the Group

5. Summary of significant accounting policies

6. Key estimates and judgments

7. Segment reporting

8. Risk management

9. Capital management

10. Fair value

11. Gross written premiums

12. Revenue from commissions and fees

13. Net investment income

14. Net result on realization and impairment losses on investments

15. Net change in the fair value of assets and liabilities measured at fair value

16. Other operating income

17. Insurance claims, benefits, and change in technical provisions

18. Costs of commissions and fees

19. Interest expense

20. Acquisition costs

21. Administrative expenses

22. Employee expenses

23. Other operating expenses

24. Income tax

25. Earnings per share

26. Income tax presented in other comprehensive income

27. Goodwill

28. Intangible assets

29. Other assets

30. Deferred acquisition costs

31. Tangible fixed assets

32. Investment property

33. Entities measured using the equity method

34. Financial assets

35. Receivables

36. Cash and cash equivalents

37. Assets held for sale

38. Issued share capital and other equity attributable to the owners of the parent entity

39. Technical provisions

40. Provisions for employee benefits

41. Other provisions

42. Deferred income tax

43. Financial liabilities

44. Other liabilities

45. Leasing

46. Assets recognized as collateral of receivables, liabilities and contingent liabilities

47. Contingent assets and liabilities

48. Litigation claims

49. Related party transactions

50. Employment

51. Other information

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