EN
PL
| Technical provisions | 31 December 2016 | 31 December 2015 | ||||
|---|---|---|---|---|---|---|
| gross | reinsurers' share | own share | gross | reinsurers' share | own share | |
| Technical provisions – non-life insurance | 20,388 | (990) | 19,398 | 19,278 | (1,097) | 18,181 |
| Unearned premium reserve | 6,957 | (377) | 6,580 | 5,643 | (339) | 5,304 |
| Unexpired risks reserve | 26 | - | 26 | 119 | - | 119 |
| Outstanding claims provisions | 7,730 | (421) | 7,309 | 7,706 | (580) | 7,126 |
| - for claims reported | 2,992 | (371) | 2,621 | 3,146 | (528) | 2,618 |
| - for claims incurred but not reported (IBNR) | 2,979 | (29) | 2,950 | 2,825 | (29) | 2,796 |
| - for claims handling expenses | 1,759 | (21) | 1,738 | 1,735 | (23) | 1,712 |
| Provisions for the capitalized value of annuities | 5,673 | (192) | 5,481 | 5,808 | (178) | 5,630 |
| Provisions for bonuses and rebates for the insured | 2 | - | 2 | 2 | - | 2 |
| Technical provisions – life insurance | 21,806 | - | 21,806 | 22,002 | - | 22,002 |
| Unearned premium reserve | 93 | - | 93 | 94 | - | 94 |
| Life insurance provision | 15,928 | - | 15,928 | 16,222 | - | 16,222 |
| Outstanding claims provisions | 542 | - | 542 | 558 | - | 558 |
| - for claims reported | 156 | - | 156 | 127 | - | 127 |
| - for claims incurred but not reported (IBNR) | 380 | - | 380 | 425 | - | 425 |
| - for benefits handling | 6 | - | 6 | 6 | - | 6 |
| Provisions for bonuses and rebates for the insured | 3 | - | 3 | - | - | - |
| Other technical provisions | 323 | - | 323 | 384 | - | 384 |
| Unit-linked reserve | 4,917 | - | 4,917 | 4,744 | - | 4,744 |
| Total technical provisions | 42,194 | (990) | 41,204 | 41,280 | (1,097) | 40,183 |
The table above presents also the amounts of provisions recognized for the old portfolio (as described in Note 5.17.2.2), which are as follows:
| Technical provisions for old portfolio | 31 December 2016 | 31 December 2015 |
|---|---|---|
| Life insurance provisions | 419 | 443 |
| Other technical provisions | 134 | 169 |
| - provisions for low interest rates | 90 | 109 |
| - provisions for litigations | 44 | 60 |
| IBNR and RBNP reserve | 2 | 1 |
| Total technical provisions – old portfolio | 555 | 613 |
Section contains:
