18. Costs of commissions and fees

Costs of commissions and fees	1 January– 31 December 2016	1 January– 31 December 2015
Brokerage commissions	4	-
Costs of card and ATM transactions, including costs of the cards issued	84	-
Bank products insurance	22	-
Commissions for providing ATMs	22	-
Commissions for agreements on performing certain actions	12	-
Costs of compensations and bonuses for bank clients	24	-
Commissions paid to agents in banking activity	29	-
Assistance services for bank clients	4	-
Costs of gaining bank clients	6	-
Other commissions	78	-
Total costs of commissions and fees	285	-