23. Other operating expenses

Other operating expenses 1 January– 31 December 2016 1 January– 31 December 2015
Costs of core business of companies carrying out neither insurance nor banking activity 506 432
Amortization of intangible assets acquired in business combinations 90 161
Costs from direct claims handling regarding claims on policies concluded with other insurance companies 223 193
Expenses due to prevention activities 77 92
Impairment of non-financial assets 84 2
Compulsory payments to the insurance and bank market authorities 77 68
IT expenses 69 -
Insurance Guarantee Fund 60 42
Bank Guarantee Fund 87 -
Creation of provisions 229 1) 21
Donations 46 2
Payment to National Headquarters of the State Fire Service and Volunteer Fire Service Association consideration 30 32
Financial Institutions Tax 395 -
Other 155 165
Total other operating expenses 2,128 1,222

1) including PLN 200 million from restructuring provision established by Alior Bank

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